Ikon for F&I Departments

OUR PROMISE

The Ikon Way enables you to:

Increase PVR
Eliminate cancellation risk
Wrap and upsell to term

Average PVR Boost

$323 + Wrap

per sale

Cancellation Rate

vs. 25% for many paper products

Theft Warranty Benefit

$10,000

$8000 of which must be spent with you

ACTIVATE THE IKON LOOP

OUR DIFFERENCE

Secure the backend. Lock in your gross. Because your profit belongs on the books permanently. A useful app and a $10,000 theft warranty customers keep, not GAP/VSC they cancel. 30% average term wrap rate.

"I’m grinding for every point of gross. If I force hard - adds customers don’t want, they lock up and trust goes out the window."

F&I Manager

J. Martinez

"Customers love the app and the $10,000 theft benefit sells itself. It puts $323 or more per deal into my front - end gross."

Finance Manager

D. Hernandez

"A lot of my customers don’t understand or don’t trust my paper products and don’t think they need them. They’re a hard sell."

Finance Director

C. Williams

"Everyone loves apps, and Ikon’s app is great. It helps my customers manage busy families and keep them safe. "

Finance Manager

D. Hernandez

"My PVR is getting murdered by chargebacks because customers are flipping their trades every 18 months. The stuff I’m selling isn’t sticking."

Finance Director

C. Williams

"Ikon is sticky gross. It’s a hard-add, so that money is locked in the day they drive off - no chargeback risk. Plus, I can wrap the term to match the note."

Finance Manager

D. Hernandez

Attractive, Tangible Consumer Product

Ikon is just easier to sell and wrap than other F&I products. It’s a truly useful app and a $10,000 theft benefit, $8,000 of which is only spendable at the originating dealer. The term can be wrapped at F&I to protect the customer's new vehicle for the entire term of their loan or lease.

A product with real benefit for you and them

When you deliver a truly useful theft recovery and family safety app paired with a $10,000 benefit, you drive a retention rate that legacy products simply can't touch. Ikon is your daily tool to help your F&I team sell easier, secure lifelong loyalty, and ensure that when it’s time for their next car, they are coming back to you.

Zero Chargeback Risk: Secured Gross

Unlike traditional products such as Vehicle Service Contracts(VSCs) or GAP waivers, which are legally classified as service contracts and subject to mandatory refunds in 46 states, Ikon is itemized as a permanent accessory or dealer-installed option on the sales addendum. Because it is a physical, integrated asset rather than a promise of future service, the revenue is instantly realized and locked into the front-end gross profit at the point of sale.

Master the Chargeback Crisis

Never watch your hard-earned PVR disappear into thin air because of an early payoff. When you sell a non-cancellable permanent accessory instead of a service contract, you remove the chargeback risk that can typically cost dealers 25% of their back-end income.

PROTECT YOUR BACK-END GROSS

F&I Profitability Secured

Stop watching your profit evaporate. We transform your back-end from a house of cards into a secured profit center with non-cancellable PVR that stays on the books. Ready to lock in your gross?

Non-Cancellable Gross Profit

Unbreakable PVR

Unlike service contracts subject to mandatory refunds, Ikon is an integrated permanent accessory. The profit you book today stays on the ledger tomorrow, completely immune to the industry’s 25% chargeback crisis.

Instant Income Realization

Accelerated Funding

Eliminate the "Reserve Holdback Penalty." Because the Ikon program is non-cancellable, you can demand 100% of your profit from the lender instantly, by passing the 180-day "frozen capital" cycles common with other products.

Great Wrap Opportunity

Additional PVR Uplift

If your dealership sells Ikon is a front-end add, F&I can still sell a term wrap to match the customer's loan or lease. That gives the customer vital protection for their entire ownership experience.